Balance transfer is one task where STC Kuwait’s own guidance points away from USSD: the transfer option sits buried a few menus deep in *555#, while the MySTC KW app surfaces it as a single dedicated screen.
Quick answer
Open MySTC KW app → Services → Transfer Credit, enter the recipient’s number and amount in KD, and confirm. Or dial *555# and navigate to the transfer option.
Why the app is the better default here
Unlike a balance check — where USSD is often faster — a transfer involves typing a full phone number and an amount correctly under a USSD prompt with no room to review before sending. The app shows both fields on screen for a final check before confirming, which matters more here than the few seconds USSD might save.
The rules
Transfers work between STC Kuwait numbers only, with a small service fee deducted alongside the transferred amount. Both parties receive an SMS confirmation once it completes.
Need to check your balance before transferring? See checking your STC Kuwait balance.
Verified against STC Kuwait’s official help centre, August 2026.
Step-by-Step Guide
- 1
App
MySTC KW > Transfer Credit. Enter details.
- 2
USSD
*555# > navigate to Transfer.
- 3
Verify
SMS confirmation. *555# for balance.
Alternative Methods
Dial *555# > Transfer from your phone dialer.
MySTC KW App > Transfer
Troubleshooting
Transfer fails
Check balance includes amount + fee. Recipient must be STC Kuwait.
Option not found
Use the MySTC KW app instead of USSD.
Look Up More USSD Codes
Frequently Asked Questions
Can I transfer to Zain or Ooredoo Kuwait?
No, only to other STC Kuwait numbers.
What is the transfer fee?
A small fee applies per transaction, shown in the MySTC app before you confirm.
What are the transfer limits?
Check the MySTC KW app for current minimum and maximum amounts.
Why does the app work better than *555# for this?
The app shows the recipient number and amount together on one screen for review before confirming — USSD requires typing both correctly with no review step.
Is the transfer reversible once confirmed?
No, double-check the recipient number before confirming — completed transfers cannot be reversed.